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Boat Insurance

Boat Insurance in Minnesota

Boat insurance quotes - a person riding in a circle on a jet skiBoat insurance protects you from the financial consequences of hurting another person or damaging their property with your watercraft.

In addition, several optional coverages can be included to pay for damage to your boat, lost or stolen fishing equipment, and much more.

We’ll help you determine the right amount of coverage, then find an insurer that aligns with your needs & cost concerns. Contact us or request insurance quotes to get started.

Boat Insurance Coverage

Watercraft Liability

Covers injury or property damage that you cause to another party with your watercraft.


Covers physical damage to your boat caused by a collision with another boat or object.


Covers physical damage to your boat caused by something other than a collision.

Medical Payments

Covers minor medical bills for passengers that are injured on your boat.

Fishing Equipment

Covers lost, stolen, or damaged fishing equipment.

On-Water Towing

Covers the cost to tow your boat to shore if it becomes disabled on the water.

Uninsured/Underinsured Liability

Covers the amount you’d normally receive from a boater that has too little or no insurance.

And More

There are even more options that may be a good fit for you.

Boat insurance discounts - illustration with a person sitting next to a large piggy bankDiscounts Available

Pay In Full
Safety Course
Original Owner
Responsible Driver
Auto Pay
And More

Boats We Can Cover - Illustration of a person sitting on a stool, selecting options on a screenWatercraft We Can Cover

Bass Boats
Ski Boats
Personal Watercraft
Jet Boats
And More

Do You Have A Plan?

Get your free risk evaluation and/or insurance quote comparison.

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