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Homeowners Insurance

Homeowners Insurance in Minnesota

Homeowners Insurance in Minnesota - View of the front of a houseHomeowners insurance protects you from the financial consequences of your home being destroyed or if you’re liable for bodily injury to another person.

There are many coverage options that can be included on your home insurance policy, depending on your lifestyle and risk characteristics.

We’ll help you determine the right amount of coverage, then find an insurer that aligns with your needs & cost concerns. Contact us or request insurance quotes to get started.

Homeowners Insurance Coverage

Personal Liability

Covers bodily injury or property damage that you or a family member cause to another.


Covers physical damage to your home and other attached structures.

Other Structures

Covers physical damage to other structures on your property that aren’t attached to your home, like a shed or detached garage.

Personal Property

Covers damage to or theft of the property within your home, like clothes, furniture, appliances, and more.

Loss of Use

Pays for alternative living arrangements if your home is unusable due to a covered incident.

Medical Payments

Covers minor medical bills for guests that are injured on your property.

Personal Injury

Covers damages to another as a result of slander or libel.

Water/Sewer Backup

Covers damage that results from a backup of a sewer or drain, or a sump pump malfunction.

Sewer Line

Covers underground service lines that connect to your home.

And More

There are even more options that may be a good fit for you.

Homeowners insurance discounts - illustration with a person sitting next to a large piggy bankDiscounts Available

Pay In Full
Protective Devices (Alarms, etc.)
Auto Pay
And More

Properties We Can Cover - Illustration of a person sitting on a stool, selecting options on a screenProperties We Can Cover

Single Family Homes
Multi-Unit Housing
Mobile Homes
Vacation Homes
Rental Properties
And More

Do You Have A Plan?

Get your free risk evaluation and/or insurance quote comparison.

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